LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,065
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,684
−HK$1,646/mo
Today · 4.125%
HK$55,330
baseline
▲ 0.50% · 4.625%
HK$58,696
+HK$3,366/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$110,660/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,921
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,475
−HK$1,576/mo
Today · 4.125%
HK$61,051
baseline
▲ 0.50% · 4.625%
HK$64,269
+HK$3,218/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$122,102/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,478
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$64,421
−HK$1,975/mo
Today · 4.125%
HK$66,396
baseline
▲ 0.50% · 4.625%
HK$70,436
+HK$4,040/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$132,792/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,506
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,370
−HK$1,891/mo
Today · 4.125%
HK$73,261
baseline
▲ 0.50% · 4.625%
HK$77,123
+HK$3,862/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$146,522/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,891
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,158
−HK$2,303/mo
Today · 4.125%
HK$77,461
baseline
▲ 0.50% · 4.625%
HK$82,175
+HK$4,714/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$154,922/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,090
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$83,265
−HK$2,206/mo
Today · 4.125%
HK$85,471
baseline
▲ 0.50% · 4.625%
HK$89,976
+HK$4,505/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$170,942/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,716
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$96,632
−HK$2,961/mo
Today · 4.125%
HK$99,593
baseline
▲ 0.50% · 4.625%
HK$105,653
+HK$6,060/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$199,186/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,259
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$107,055
−HK$2,836/mo
Today · 4.125%
HK$109,891
baseline
▲ 0.50% · 4.625%
HK$115,684
+HK$5,793/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$219,782/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,396 · Scale 2, in force from 26 Feb 2026)