LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,066
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,686
−HK$1,645/mo
Today · 4.125%
HK$55,331
baseline
▲ 0.50% · 4.625%
HK$58,698
+HK$3,367/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$110,662/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,923
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,477
−HK$1,576/mo
Today · 4.125%
HK$61,053
baseline
▲ 0.50% · 4.625%
HK$64,271
+HK$3,218/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$122,106/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,480
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$64,423
−HK$1,975/mo
Today · 4.125%
HK$66,398
baseline
▲ 0.50% · 4.625%
HK$70,438
+HK$4,040/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$132,796/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,508
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,372
−HK$1,891/mo
Today · 4.125%
HK$73,263
baseline
▲ 0.50% · 4.625%
HK$77,125
+HK$3,862/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$146,526/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,893
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$75,160
−HK$2,304/mo
Today · 4.125%
HK$77,464
baseline
▲ 0.50% · 4.625%
HK$82,177
+HK$4,713/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$154,928/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,093
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$83,267
−HK$2,207/mo
Today · 4.125%
HK$85,474
baseline
▲ 0.50% · 4.625%
HK$89,979
+HK$4,505/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$170,948/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,719
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$96,635
−HK$2,961/mo
Today · 4.125%
HK$99,596
baseline
▲ 0.50% · 4.625%
HK$105,657
+HK$6,061/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$199,192/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,262
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$107,058
−HK$2,837/mo
Today · 4.125%
HK$109,895
baseline
▲ 0.50% · 4.625%
HK$115,687
+HK$5,792/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$219,790/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,425 · Scale 2, in force from 26 Feb 2026)