LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,067
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,686
−HK$1,646/mo
Today · 4.125%
HK$55,332
baseline
▲ 0.50% · 4.625%
HK$58,699
+HK$3,367/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$110,664/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,924
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,477
−HK$1,576/mo
Today · 4.125%
HK$61,053
baseline
▲ 0.50% · 4.625%
HK$64,271
+HK$3,218/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$122,106/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,480
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$64,424
−HK$1,974/mo
Today · 4.125%
HK$66,398
baseline
▲ 0.50% · 4.625%
HK$70,438
+HK$4,040/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$132,796/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,509
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,373
−HK$1,891/mo
Today · 4.125%
HK$73,264
baseline
▲ 0.50% · 4.625%
HK$77,126
+HK$3,862/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$146,528/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,894
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$75,161
−HK$2,304/mo
Today · 4.125%
HK$77,465
baseline
▲ 0.50% · 4.625%
HK$82,178
+HK$4,713/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$154,930/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,093
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$83,268
−HK$2,207/mo
Today · 4.125%
HK$85,475
baseline
▲ 0.50% · 4.625%
HK$89,980
+HK$4,505/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$170,950/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,720
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$96,636
−HK$2,961/mo
Today · 4.125%
HK$99,597
baseline
▲ 0.50% · 4.625%
HK$105,658
+HK$6,061/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$199,194/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,263
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$107,059
−HK$2,837/mo
Today · 4.125%
HK$109,896
baseline
▲ 0.50% · 4.625%
HK$115,689
+HK$5,793/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$219,792/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,436 · Scale 2, in force from 26 Feb 2026)