LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,068
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,688
−HK$1,645/mo
Today · 4.125%
HK$55,333
baseline
▲ 0.50% · 4.625%
HK$58,700
+HK$3,367/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$110,666/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,925
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,479
−HK$1,576/mo
Today · 4.125%
HK$61,055
baseline
▲ 0.50% · 4.625%
HK$64,273
+HK$3,218/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$122,110/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,482
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$64,425
−HK$1,975/mo
Today · 4.125%
HK$66,400
baseline
▲ 0.50% · 4.625%
HK$70,440
+HK$4,040/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$132,800/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,511
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,375
−HK$1,891/mo
Today · 4.125%
HK$73,266
baseline
▲ 0.50% · 4.625%
HK$77,128
+HK$3,862/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$146,532/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,896
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$75,163
−HK$2,304/mo
Today · 4.125%
HK$77,467
baseline
▲ 0.50% · 4.625%
HK$82,180
+HK$4,713/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$154,934/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,096
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$83,271
−HK$2,206/mo
Today · 4.125%
HK$85,477
baseline
▲ 0.50% · 4.625%
HK$89,983
+HK$4,506/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$170,954/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,723
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$96,638
−HK$2,962/mo
Today · 4.125%
HK$99,600
baseline
▲ 0.50% · 4.625%
HK$105,661
+HK$6,061/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$199,200/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,266
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$107,062
−HK$2,837/mo
Today · 4.125%
HK$109,899
baseline
▲ 0.50% · 4.625%
HK$115,692
+HK$5,793/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$219,798/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,462 · Scale 2, in force from 26 Feb 2026)