LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,069
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,689
−HK$1,645/mo
Today · 4.125%
HK$55,334
baseline
▲ 0.50% · 4.625%
HK$58,701
+HK$3,367/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$110,668/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,927
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,480
−HK$1,576/mo
Today · 4.125%
HK$61,056
baseline
▲ 0.50% · 4.625%
HK$64,275
+HK$3,219/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$122,112/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,483
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$64,427
−HK$1,974/mo
Today · 4.125%
HK$66,401
baseline
▲ 0.50% · 4.625%
HK$70,442
+HK$4,041/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$132,802/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,512
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,376
−HK$1,891/mo
Today · 4.125%
HK$73,267
baseline
▲ 0.50% · 4.625%
HK$77,129
+HK$3,862/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$146,534/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,897
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$75,165
−HK$2,303/mo
Today · 4.125%
HK$77,468
baseline
▲ 0.50% · 4.625%
HK$82,182
+HK$4,714/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$154,936/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,097
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$83,272
−HK$2,207/mo
Today · 4.125%
HK$85,479
baseline
▲ 0.50% · 4.625%
HK$89,984
+HK$4,505/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$170,958/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,725
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$96,640
−HK$2,962/mo
Today · 4.125%
HK$99,602
baseline
▲ 0.50% · 4.625%
HK$105,663
+HK$6,061/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$199,204/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,268
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$107,064
−HK$2,837/mo
Today · 4.125%
HK$109,901
baseline
▲ 0.50% · 4.625%
HK$115,694
+HK$5,793/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$219,802/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,481 · Scale 2, in force from 26 Feb 2026)