LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,070
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,690
−HK$1,645/mo
Today · 4.125%
HK$55,335
baseline
▲ 0.50% · 4.625%
HK$58,702
+HK$3,367/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$110,670/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,927
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,481
−HK$1,576/mo
Today · 4.125%
HK$61,057
baseline
▲ 0.50% · 4.625%
HK$64,275
+HK$3,218/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$122,114/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,484
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$64,428
−HK$1,974/mo
Today · 4.125%
HK$66,402
baseline
▲ 0.50% · 4.625%
HK$70,443
+HK$4,041/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$132,804/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,513
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,377
−HK$1,891/mo
Today · 4.125%
HK$73,268
baseline
▲ 0.50% · 4.625%
HK$77,131
+HK$3,863/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$146,536/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,898
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$75,166
−HK$2,303/mo
Today · 4.125%
HK$77,469
baseline
▲ 0.50% · 4.625%
HK$82,183
+HK$4,714/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$154,938/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,098
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$83,273
−HK$2,207/mo
Today · 4.125%
HK$85,480
baseline
▲ 0.50% · 4.625%
HK$89,986
+HK$4,506/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$170,960/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,726
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$96,641
−HK$2,963/mo
Today · 4.125%
HK$99,604
baseline
▲ 0.50% · 4.625%
HK$105,664
+HK$6,060/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$199,208/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,269
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$107,066
−HK$2,837/mo
Today · 4.125%
HK$109,903
baseline
▲ 0.50% · 4.625%
HK$115,696
+HK$5,793/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$219,806/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,495 · Scale 2, in force from 26 Feb 2026)