LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,071
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,691
−HK$1,645/mo
Today · 4.125%
HK$55,336
baseline
▲ 0.50% · 4.625%
HK$58,704
+HK$3,368/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$110,672/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,929
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,482
−HK$1,576/mo
Today · 4.125%
HK$61,058
baseline
▲ 0.50% · 4.625%
HK$64,277
+HK$3,219/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$122,116/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,485
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$64,429
−HK$1,975/mo
Today · 4.125%
HK$66,404
baseline
▲ 0.50% · 4.625%
HK$70,444
+HK$4,040/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$132,808/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,514
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$71,379
−HK$1,891/mo
Today · 4.125%
HK$73,270
baseline
▲ 0.50% · 4.625%
HK$77,132
+HK$3,862/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$146,540/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,900
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$75,167
−HK$2,304/mo
Today · 4.125%
HK$77,471
baseline
▲ 0.50% · 4.625%
HK$82,185
+HK$4,714/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$154,942/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,100
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$83,275
−HK$2,207/mo
Today · 4.125%
HK$85,482
baseline
▲ 0.50% · 4.625%
HK$89,987
+HK$4,505/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$170,964/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,728
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$96,643
−HK$2,963/mo
Today · 4.125%
HK$99,606
baseline
▲ 0.50% · 4.625%
HK$105,666
+HK$6,060/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$199,212/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,271
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$107,068
−HK$2,837/mo
Today · 4.125%
HK$109,905
baseline
▲ 0.50% · 4.625%
HK$115,698
+HK$5,793/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$219,810/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,515 · Scale 2, in force from 26 Feb 2026)