LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,074
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,694
−HK$1,646/mo
Today · 4.125%
HK$55,340
baseline
▲ 0.50% · 4.625%
HK$58,707
+HK$3,367/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$110,680/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,932
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,486
−HK$1,576/mo
Today · 4.125%
HK$61,062
baseline
▲ 0.50% · 4.625%
HK$64,281
+HK$3,219/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$122,124/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,489
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$64,433
−HK$1,975/mo
Today · 4.125%
HK$66,408
baseline
▲ 0.50% · 4.625%
HK$70,448
+HK$4,040/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$132,816/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$970,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,518
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$71,383
−HK$1,891/mo
Today · 4.125%
HK$73,274
baseline
▲ 0.50% · 4.625%
HK$77,137
+HK$3,863/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$146,548/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$970,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,904
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$75,172
−HK$2,304/mo
Today · 4.125%
HK$77,476
baseline
▲ 0.50% · 4.625%
HK$82,190
+HK$4,714/mo
Deposit HK$6.85M · loan HK$15.99M · min. income ≈ HK$154,952/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,105
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$83,280
−HK$2,207/mo
Today · 4.125%
HK$85,487
baseline
▲ 0.50% · 4.625%
HK$89,993
+HK$4,506/mo
Deposit HK$6.85M · loan HK$15.99M · min. income ≈ HK$170,974/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,733
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$96,649
−HK$2,962/mo
Today · 4.125%
HK$99,611
baseline
▲ 0.50% · 4.625%
HK$105,673
+HK$6,062/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$199,222/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,278
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$107,074
−HK$2,837/mo
Today · 4.125%
HK$109,911
baseline
▲ 0.50% · 4.625%
HK$115,705
+HK$5,794/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$219,822/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,572 · Scale 2, in force from 26 Feb 2026)