LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,077
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,697
−HK$1,646/mo
Today · 4.125%
HK$55,343
baseline
▲ 0.50% · 4.625%
HK$58,710
+HK$3,367/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$110,686/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,935
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,489
−HK$1,576/mo
Today · 4.125%
HK$61,065
baseline
▲ 0.50% · 4.625%
HK$64,284
+HK$3,219/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$122,130/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,492
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$64,436
−HK$1,975/mo
Today · 4.125%
HK$66,411
baseline
▲ 0.50% · 4.625%
HK$70,452
+HK$4,041/mo
Deposit HK$9.14M · loan HK$13.70M · min. income ≈ HK$132,822/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$970,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,522
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$71,387
−HK$1,891/mo
Today · 4.125%
HK$73,278
baseline
▲ 0.50% · 4.625%
HK$77,141
+HK$3,863/mo
Deposit HK$9.14M · loan HK$13.70M · min. income ≈ HK$146,556/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$970,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,908
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$75,176
−HK$2,304/mo
Today · 4.125%
HK$77,480
baseline
▲ 0.50% · 4.625%
HK$82,194
+HK$4,714/mo
Deposit HK$6.85M · loan HK$15.99M · min. income ≈ HK$154,960/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,109
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$83,284
−HK$2,207/mo
Today · 4.125%
HK$85,491
baseline
▲ 0.50% · 4.625%
HK$89,998
+HK$4,507/mo
Deposit HK$6.85M · loan HK$15.99M · min. income ≈ HK$170,982/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,738
−HK$5,879/mo
▼ 0.25% · 3.875%
HK$96,654
−HK$2,963/mo
Today · 4.125%
HK$99,617
baseline
▲ 0.50% · 4.625%
HK$105,678
+HK$6,061/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$199,234/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,283
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$107,080
−HK$2,837/mo
Today · 4.125%
HK$109,917
baseline
▲ 0.50% · 4.625%
HK$115,711
+HK$5,794/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$219,834/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,624 · Scale 2, in force from 26 Feb 2026)