LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,078
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,698
−HK$1,646/mo
Today · 4.125%
HK$55,344
baseline
▲ 0.50% · 4.625%
HK$58,712
+HK$3,368/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$110,688/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,937
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,490
−HK$1,577/mo
Today · 4.125%
HK$61,067
baseline
▲ 0.50% · 4.625%
HK$64,286
+HK$3,219/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$122,134/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,494
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$64,438
−HK$1,975/mo
Today · 4.125%
HK$66,413
baseline
▲ 0.50% · 4.625%
HK$70,454
+HK$4,041/mo
Deposit HK$9.14M · loan HK$13.70M · min. income ≈ HK$132,826/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$970,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,524
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$71,389
−HK$1,891/mo
Today · 4.125%
HK$73,280
baseline
▲ 0.50% · 4.625%
HK$77,143
+HK$3,863/mo
Deposit HK$9.14M · loan HK$13.70M · min. income ≈ HK$146,560/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$970,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,910
−HK$4,572/mo
▼ 0.25% · 3.875%
HK$75,178
−HK$2,304/mo
Today · 4.125%
HK$77,482
baseline
▲ 0.50% · 4.625%
HK$82,196
+HK$4,714/mo
Deposit HK$6.85M · loan HK$15.99M · min. income ≈ HK$154,964/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,111
−HK$4,382/mo
▼ 0.25% · 3.875%
HK$83,287
−HK$2,206/mo
Today · 4.125%
HK$85,493
baseline
▲ 0.50% · 4.625%
HK$90,000
+HK$4,507/mo
Deposit HK$6.85M · loan HK$15.99M · min. income ≈ HK$170,986/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,741
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$96,657
−HK$2,962/mo
Today · 4.125%
HK$99,619
baseline
▲ 0.50% · 4.625%
HK$105,681
+HK$6,062/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$199,238/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,286
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$107,083
−HK$2,837/mo
Today · 4.125%
HK$109,920
baseline
▲ 0.50% · 4.625%
HK$115,714
+HK$5,794/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$219,840/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,650 · Scale 2, in force from 26 Feb 2026)