LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,080
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,700
−HK$1,646/mo
Today · 4.125%
HK$55,346
baseline
▲ 0.50% · 4.625%
HK$58,714
+HK$3,368/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$110,692/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,939
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,493
−HK$1,576/mo
Today · 4.125%
HK$61,069
baseline
▲ 0.50% · 4.625%
HK$64,288
+HK$3,219/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$122,138/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,496
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$64,440
−HK$1,975/mo
Today · 4.125%
HK$66,415
baseline
▲ 0.50% · 4.625%
HK$70,457
+HK$4,042/mo
Deposit HK$9.14M · loan HK$13.70M · min. income ≈ HK$132,830/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$970,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,527
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$71,391
−HK$1,892/mo
Today · 4.125%
HK$73,283
baseline
▲ 0.50% · 4.625%
HK$77,146
+HK$3,863/mo
Deposit HK$9.14M · loan HK$13.70M · min. income ≈ HK$146,566/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$970,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,912
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$75,180
−HK$2,305/mo
Today · 4.125%
HK$77,485
baseline
▲ 0.50% · 4.625%
HK$82,199
+HK$4,714/mo
Deposit HK$6.85M · loan HK$15.99M · min. income ≈ HK$154,970/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,114
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,290
−HK$2,207/mo
Today · 4.125%
HK$85,497
baseline
▲ 0.50% · 4.625%
HK$90,003
+HK$4,506/mo
Deposit HK$6.85M · loan HK$15.99M · min. income ≈ HK$170,994/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,745
−HK$5,878/mo
▼ 0.25% · 3.875%
HK$96,661
−HK$2,962/mo
Today · 4.125%
HK$99,623
baseline
▲ 0.50% · 4.625%
HK$105,685
+HK$6,062/mo
Deposit HK$2.28M · loan HK$20.56M · min. income ≈ HK$199,246/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,290
−HK$5,634/mo
▼ 0.25% · 3.875%
HK$107,087
−HK$2,837/mo
Today · 4.125%
HK$109,924
baseline
▲ 0.50% · 4.625%
HK$115,719
+HK$5,795/mo
Deposit HK$2.28M · loan HK$20.56M · min. income ≈ HK$219,848/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,686 · Scale 2, in force from 26 Feb 2026)