LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,083
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,703
−HK$1,646/mo
Today · 4.125%
HK$55,349
baseline
▲ 0.50% · 4.625%
HK$58,717
+HK$3,368/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$110,698/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,942
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,496
−HK$1,576/mo
Today · 4.125%
HK$61,072
baseline
▲ 0.50% · 4.625%
HK$64,291
+HK$3,219/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$122,144/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,500
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$64,444
−HK$1,975/mo
Today · 4.125%
HK$66,419
baseline
▲ 0.50% · 4.625%
HK$70,460
+HK$4,041/mo
Deposit HK$9.14M · loan HK$13.70M · min. income ≈ HK$132,838/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$970,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,530
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$71,395
−HK$1,892/mo
Today · 4.125%
HK$73,287
baseline
▲ 0.50% · 4.625%
HK$77,150
+HK$3,863/mo
Deposit HK$9.14M · loan HK$13.70M · min. income ≈ HK$146,574/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$970,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,916
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$75,184
−HK$2,305/mo
Today · 4.125%
HK$77,489
baseline
▲ 0.50% · 4.625%
HK$82,204
+HK$4,715/mo
Deposit HK$6.85M · loan HK$15.99M · min. income ≈ HK$154,978/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,118
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,294
−HK$2,207/mo
Today · 4.125%
HK$85,501
baseline
▲ 0.50% · 4.625%
HK$90,008
+HK$4,507/mo
Deposit HK$6.85M · loan HK$15.99M · min. income ≈ HK$171,002/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,749
−HK$5,879/mo
▼ 0.25% · 3.875%
HK$96,665
−HK$2,963/mo
Today · 4.125%
HK$99,628
baseline
▲ 0.50% · 4.625%
HK$105,690
+HK$6,062/mo
Deposit HK$2.28M · loan HK$20.56M · min. income ≈ HK$199,256/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,295
−HK$5,635/mo
▼ 0.25% · 3.875%
HK$107,092
−HK$2,838/mo
Today · 4.125%
HK$109,930
baseline
▲ 0.50% · 4.625%
HK$115,724
+HK$5,794/mo
Deposit HK$2.28M · loan HK$20.56M · min. income ≈ HK$219,860/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,735 · Scale 2, in force from 26 Feb 2026)