LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,089
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,710
−HK$1,646/mo
Today · 4.125%
HK$55,356
baseline
▲ 0.50% · 4.625%
HK$58,724
+HK$3,368/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$110,712/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,949
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$59,503
−HK$1,577/mo
Today · 4.125%
HK$61,080
baseline
▲ 0.50% · 4.625%
HK$64,299
+HK$3,219/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$122,160/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,507
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$64,452
−HK$1,975/mo
Today · 4.125%
HK$66,427
baseline
▲ 0.50% · 4.625%
HK$70,469
+HK$4,042/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$132,854/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$970,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,539
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$71,404
−HK$1,892/mo
Today · 4.125%
HK$73,296
baseline
▲ 0.50% · 4.625%
HK$77,159
+HK$3,863/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$146,592/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$970,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,925
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$75,194
−HK$2,304/mo
Today · 4.125%
HK$77,498
baseline
▲ 0.50% · 4.625%
HK$82,214
+HK$4,716/mo
Deposit HK$6.85M · loan HK$15.99M · min. income ≈ HK$154,996/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,129
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,304
−HK$2,208/mo
Today · 4.125%
HK$85,512
baseline
▲ 0.50% · 4.625%
HK$90,019
+HK$4,507/mo
Deposit HK$6.85M · loan HK$15.99M · min. income ≈ HK$171,024/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,761
−HK$5,880/mo
▼ 0.25% · 3.875%
HK$96,677
−HK$2,964/mo
Today · 4.125%
HK$99,641
baseline
▲ 0.50% · 4.625%
HK$105,704
+HK$6,063/mo
Deposit HK$2.28M · loan HK$20.56M · min. income ≈ HK$199,282/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$970,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,308
−HK$5,636/mo
▼ 0.25% · 3.875%
HK$107,106
−HK$2,838/mo
Today · 4.125%
HK$109,944
baseline
▲ 0.50% · 4.625%
HK$115,739
+HK$5,795/mo
Deposit HK$2.28M · loan HK$20.56M · min. income ≈ HK$219,888/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$970,857 · Scale 2, in force from 26 Feb 2026)