LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,092
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,712
−HK$1,647/mo
Today · 4.125%
HK$55,359
baseline
▲ 0.50% · 4.625%
HK$58,727
+HK$3,368/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$110,718/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,952
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$59,506
−HK$1,577/mo
Today · 4.125%
HK$61,083
baseline
▲ 0.50% · 4.625%
HK$64,303
+HK$3,220/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$122,166/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,511
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$64,455
−HK$1,976/mo
Today · 4.125%
HK$66,431
baseline
▲ 0.50% · 4.625%
HK$70,473
+HK$4,042/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$132,862/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$970,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,542
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$71,407
−HK$1,893/mo
Today · 4.125%
HK$73,300
baseline
▲ 0.50% · 4.625%
HK$77,163
+HK$3,863/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$146,600/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$970,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,929
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$75,197
−HK$2,305/mo
Today · 4.125%
HK$77,502
baseline
▲ 0.50% · 4.625%
HK$82,218
+HK$4,716/mo
Deposit HK$6.85M · loan HK$15.99M · min. income ≈ HK$155,004/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,133
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,309
−HK$2,207/mo
Today · 4.125%
HK$85,516
baseline
▲ 0.50% · 4.625%
HK$90,024
+HK$4,508/mo
Deposit HK$6.85M · loan HK$15.99M · min. income ≈ HK$171,032/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,766
−HK$5,880/mo
▼ 0.25% · 3.875%
HK$96,682
−HK$2,964/mo
Today · 4.125%
HK$99,646
baseline
▲ 0.50% · 4.625%
HK$105,709
+HK$6,063/mo
Deposit HK$2.28M · loan HK$20.56M · min. income ≈ HK$199,292/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$970,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,314
−HK$5,635/mo
▼ 0.25% · 3.875%
HK$107,111
−HK$2,838/mo
Today · 4.125%
HK$109,949
baseline
▲ 0.50% · 4.625%
HK$115,745
+HK$5,796/mo
Deposit HK$2.28M · loan HK$20.56M · min. income ≈ HK$219,898/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$970,907 · Scale 2, in force from 26 Feb 2026)