LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,093
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,713
−HK$1,646/mo
Today · 4.125%
HK$55,359
baseline
▲ 0.50% · 4.625%
HK$58,728
+HK$3,369/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$110,718/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,953
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$59,507
−HK$1,577/mo
Today · 4.125%
HK$61,084
baseline
▲ 0.50% · 4.625%
HK$64,303
+HK$3,219/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$122,168/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,511
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$64,456
−HK$1,975/mo
Today · 4.125%
HK$66,431
baseline
▲ 0.50% · 4.625%
HK$70,473
+HK$4,042/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$132,862/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$970,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,543
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$71,408
−HK$1,892/mo
Today · 4.125%
HK$73,300
baseline
▲ 0.50% · 4.625%
HK$77,164
+HK$3,864/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$146,600/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$970,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,930
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$75,198
−HK$2,305/mo
Today · 4.125%
HK$77,503
baseline
▲ 0.50% · 4.625%
HK$82,219
+HK$4,716/mo
Deposit HK$6.85M · loan HK$15.99M · min. income ≈ HK$155,006/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,134
−HK$4,383/mo
▼ 0.25% · 3.875%
HK$83,310
−HK$2,207/mo
Today · 4.125%
HK$85,517
baseline
▲ 0.50% · 4.625%
HK$90,025
+HK$4,508/mo
Deposit HK$6.85M · loan HK$15.99M · min. income ≈ HK$171,034/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,767
−HK$5,880/mo
▼ 0.25% · 3.875%
HK$96,683
−HK$2,964/mo
Today · 4.125%
HK$99,647
baseline
▲ 0.50% · 4.625%
HK$105,710
+HK$6,063/mo
Deposit HK$2.28M · loan HK$20.56M · min. income ≈ HK$199,294/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$970,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,315
−HK$5,635/mo
▼ 0.25% · 3.875%
HK$107,112
−HK$2,838/mo
Today · 4.125%
HK$109,950
baseline
▲ 0.50% · 4.625%
HK$115,746
+HK$5,796/mo
Deposit HK$2.28M · loan HK$20.56M · min. income ≈ HK$219,900/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$970,917 · Scale 2, in force from 26 Feb 2026)