LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,097
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,717
−HK$1,647/mo
Today · 4.125%
HK$55,364
baseline
▲ 0.50% · 4.625%
HK$58,733
+HK$3,369/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$110,728/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,957
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$59,512
−HK$1,576/mo
Today · 4.125%
HK$61,088
baseline
▲ 0.50% · 4.625%
HK$64,309
+HK$3,221/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$122,176/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,516
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$64,461
−HK$1,976/mo
Today · 4.125%
HK$66,437
baseline
▲ 0.50% · 4.625%
HK$70,479
+HK$4,042/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$132,874/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$970,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,549
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$71,414
−HK$1,892/mo
Today · 4.125%
HK$73,306
baseline
▲ 0.50% · 4.625%
HK$77,170
+HK$3,864/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$146,612/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$970,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,936
−HK$4,573/mo
▼ 0.25% · 3.875%
HK$75,204
−HK$2,305/mo
Today · 4.125%
HK$77,509
baseline
▲ 0.50% · 4.625%
HK$82,226
+HK$4,717/mo
Deposit HK$6.85M · loan HK$15.99M · min. income ≈ HK$155,018/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$970,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,140
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$83,316
−HK$2,208/mo
Today · 4.125%
HK$85,524
baseline
▲ 0.50% · 4.625%
HK$90,032
+HK$4,508/mo
Deposit HK$6.85M · loan HK$15.99M · min. income ≈ HK$171,048/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$970,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,774
−HK$5,881/mo
▼ 0.25% · 3.875%
HK$96,691
−HK$2,964/mo
Today · 4.125%
HK$99,655
baseline
▲ 0.50% · 4.625%
HK$105,719
+HK$6,064/mo
Deposit HK$2.28M · loan HK$20.56M · min. income ≈ HK$199,310/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$970,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,323
−HK$5,636/mo
▼ 0.25% · 3.875%
HK$107,121
−HK$2,838/mo
Today · 4.125%
HK$109,959
baseline
▲ 0.50% · 4.625%
HK$115,755
+HK$5,796/mo
Deposit HK$2.28M · loan HK$20.56M · min. income ≈ HK$219,918/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$970,995 · Scale 2, in force from 26 Feb 2026)