LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,099
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,719
−HK$1,647/mo
Today · 4.125%
HK$55,366
baseline
▲ 0.50% · 4.625%
HK$58,734
+HK$3,368/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$110,732/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$971,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,959
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$59,514
−HK$1,576/mo
Today · 4.125%
HK$61,090
baseline
▲ 0.50% · 4.625%
HK$64,311
+HK$3,221/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$122,180/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$971,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,518
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$64,463
−HK$1,976/mo
Today · 4.125%
HK$66,439
baseline
▲ 0.50% · 4.625%
HK$70,481
+HK$4,042/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$132,878/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$971,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,551
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$71,416
−HK$1,893/mo
Today · 4.125%
HK$73,309
baseline
▲ 0.50% · 4.625%
HK$77,173
+HK$3,864/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$146,618/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$971,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,938
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$75,207
−HK$2,305/mo
Today · 4.125%
HK$77,512
baseline
▲ 0.50% · 4.625%
HK$82,228
+HK$4,716/mo
Deposit HK$6.85M · loan HK$15.99M · min. income ≈ HK$155,024/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,143
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$83,319
−HK$2,208/mo
Today · 4.125%
HK$85,527
baseline
▲ 0.50% · 4.625%
HK$90,035
+HK$4,508/mo
Deposit HK$6.85M · loan HK$15.99M · min. income ≈ HK$171,054/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,777
−HK$5,881/mo
▼ 0.25% · 3.875%
HK$96,694
−HK$2,964/mo
Today · 4.125%
HK$99,658
baseline
▲ 0.50% · 4.625%
HK$105,722
+HK$6,064/mo
Deposit HK$2.28M · loan HK$20.56M · min. income ≈ HK$199,316/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,326
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$107,124
−HK$2,839/mo
Today · 4.125%
HK$109,963
baseline
▲ 0.50% · 4.625%
HK$115,759
+HK$5,796/mo
Deposit HK$2.28M · loan HK$20.56M · min. income ≈ HK$219,926/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,026 · Scale 2, in force from 26 Feb 2026)