LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,100
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,721
−HK$1,646/mo
Today · 4.125%
HK$55,367
baseline
▲ 0.50% · 4.625%
HK$58,736
+HK$3,369/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$110,734/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,961
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$59,515
−HK$1,577/mo
Today · 4.125%
HK$61,092
baseline
▲ 0.50% · 4.625%
HK$64,313
+HK$3,221/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$122,184/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,520
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$64,465
−HK$1,976/mo
Today · 4.125%
HK$66,441
baseline
▲ 0.50% · 4.625%
HK$70,484
+HK$4,043/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$132,882/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$971,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,553
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$71,419
−HK$1,892/mo
Today · 4.125%
HK$73,311
baseline
▲ 0.50% · 4.625%
HK$77,175
+HK$3,864/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$146,622/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$971,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,940
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$75,209
−HK$2,305/mo
Today · 4.125%
HK$77,514
baseline
▲ 0.50% · 4.625%
HK$82,231
+HK$4,717/mo
Deposit HK$6.85M · loan HK$15.99M · min. income ≈ HK$155,028/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,145
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$83,322
−HK$2,207/mo
Today · 4.125%
HK$85,529
baseline
▲ 0.50% · 4.625%
HK$90,038
+HK$4,509/mo
Deposit HK$6.85M · loan HK$15.99M · min. income ≈ HK$171,058/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,780
−HK$5,881/mo
▼ 0.25% · 3.875%
HK$96,697
−HK$2,964/mo
Today · 4.125%
HK$99,661
baseline
▲ 0.50% · 4.625%
HK$105,725
+HK$6,064/mo
Deposit HK$2.28M · loan HK$20.56M · min. income ≈ HK$199,322/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,330
−HK$5,636/mo
▼ 0.25% · 3.875%
HK$107,128
−HK$2,838/mo
Today · 4.125%
HK$109,966
baseline
▲ 0.50% · 4.625%
HK$115,763
+HK$5,797/mo
Deposit HK$2.28M · loan HK$20.56M · min. income ≈ HK$219,932/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,057 · Scale 2, in force from 26 Feb 2026)