LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,105
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,726
−HK$1,647/mo
Today · 4.125%
HK$55,373
baseline
▲ 0.50% · 4.625%
HK$58,742
+HK$3,369/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,746/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,966
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,521
−HK$1,577/mo
Today · 4.125%
HK$61,098
baseline
▲ 0.50% · 4.625%
HK$64,319
+HK$3,221/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,196/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,526
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$64,471
−HK$1,976/mo
Today · 4.125%
HK$66,447
baseline
▲ 0.50% · 4.625%
HK$70,490
+HK$4,043/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$132,894/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$971,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,560
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$71,425
−HK$1,893/mo
Today · 4.125%
HK$73,318
baseline
▲ 0.50% · 4.625%
HK$77,182
+HK$3,864/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$146,636/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$971,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,947
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$75,216
−HK$2,306/mo
Today · 4.125%
HK$77,522
baseline
▲ 0.50% · 4.625%
HK$82,239
+HK$4,717/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$155,044/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,153
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$83,329
−HK$2,208/mo
Today · 4.125%
HK$85,537
baseline
▲ 0.50% · 4.625%
HK$90,046
+HK$4,509/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$171,074/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,789
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$96,707
−HK$2,964/mo
Today · 4.125%
HK$99,671
baseline
▲ 0.50% · 4.625%
HK$105,735
+HK$6,064/mo
Deposit HK$2.29M · loan HK$20.57M · min. income ≈ HK$199,342/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,340
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$107,138
−HK$2,839/mo
Today · 4.125%
HK$109,977
baseline
▲ 0.50% · 4.625%
HK$115,774
+HK$5,797/mo
Deposit HK$2.29M · loan HK$20.57M · min. income ≈ HK$219,954/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,149 · Scale 2, in force from 26 Feb 2026)