LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,105
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,726
−HK$1,647/mo
Today · 4.125%
HK$55,373
baseline
▲ 0.50% · 4.625%
HK$58,742
+HK$3,369/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,746/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,967
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,521
−HK$1,578/mo
Today · 4.125%
HK$61,099
baseline
▲ 0.50% · 4.625%
HK$64,319
+HK$3,220/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,198/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,527
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$64,471
−HK$1,977/mo
Today · 4.125%
HK$66,448
baseline
▲ 0.50% · 4.625%
HK$70,491
+HK$4,043/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$132,896/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$971,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,560
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$71,426
−HK$1,892/mo
Today · 4.125%
HK$73,318
baseline
▲ 0.50% · 4.625%
HK$77,183
+HK$3,865/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$146,636/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$971,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,948
−HK$4,574/mo
▼ 0.25% · 3.875%
HK$75,217
−HK$2,305/mo
Today · 4.125%
HK$77,522
baseline
▲ 0.50% · 4.625%
HK$82,239
+HK$4,717/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$155,044/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,154
−HK$4,384/mo
▼ 0.25% · 3.875%
HK$83,330
−HK$2,208/mo
Today · 4.125%
HK$85,538
baseline
▲ 0.50% · 4.625%
HK$90,047
+HK$4,509/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$171,076/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,790
−HK$5,881/mo
▼ 0.25% · 3.875%
HK$96,707
−HK$2,964/mo
Today · 4.125%
HK$99,671
baseline
▲ 0.50% · 4.625%
HK$105,736
+HK$6,065/mo
Deposit HK$2.29M · loan HK$20.57M · min. income ≈ HK$199,342/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,340
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$107,139
−HK$2,838/mo
Today · 4.125%
HK$109,977
baseline
▲ 0.50% · 4.625%
HK$115,774
+HK$5,797/mo
Deposit HK$2.29M · loan HK$20.57M · min. income ≈ HK$219,954/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,155 · Scale 2, in force from 26 Feb 2026)