LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,107
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,728
−HK$1,646/mo
Today · 4.125%
HK$55,374
baseline
▲ 0.50% · 4.625%
HK$58,744
+HK$3,370/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,748/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,968
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,523
−HK$1,577/mo
Today · 4.125%
HK$61,100
baseline
▲ 0.50% · 4.625%
HK$64,321
+HK$3,221/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,200/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,528
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$64,473
−HK$1,976/mo
Today · 4.125%
HK$66,449
baseline
▲ 0.50% · 4.625%
HK$70,492
+HK$4,043/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$132,898/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$971,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,562
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$71,427
−HK$1,893/mo
Today · 4.125%
HK$73,320
baseline
▲ 0.50% · 4.625%
HK$77,185
+HK$3,865/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$146,640/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$971,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,949
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$75,219
−HK$2,305/mo
Today · 4.125%
HK$77,524
baseline
▲ 0.50% · 4.625%
HK$82,241
+HK$4,717/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$155,048/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,155
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$83,332
−HK$2,208/mo
Today · 4.125%
HK$85,540
baseline
▲ 0.50% · 4.625%
HK$90,049
+HK$4,509/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$171,080/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,792
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$96,710
−HK$2,964/mo
Today · 4.125%
HK$99,674
baseline
▲ 0.50% · 4.625%
HK$105,739
+HK$6,065/mo
Deposit HK$2.29M · loan HK$20.57M · min. income ≈ HK$199,348/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,343
−HK$5,637/mo
▼ 0.25% · 3.875%
HK$107,141
−HK$2,839/mo
Today · 4.125%
HK$109,980
baseline
▲ 0.50% · 4.625%
HK$115,777
+HK$5,797/mo
Deposit HK$2.29M · loan HK$20.57M · min. income ≈ HK$219,960/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,179 · Scale 2, in force from 26 Feb 2026)