LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,108
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,729
−HK$1,647/mo
Today · 4.125%
HK$55,376
baseline
▲ 0.50% · 4.625%
HK$58,745
+HK$3,369/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,752/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,970
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$59,524
−HK$1,577/mo
Today · 4.125%
HK$61,101
baseline
▲ 0.50% · 4.625%
HK$64,322
+HK$3,221/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,202/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,530
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$64,475
−HK$1,976/mo
Today · 4.125%
HK$66,451
baseline
▲ 0.50% · 4.625%
HK$70,494
+HK$4,043/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$132,902/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$971,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,563
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$71,429
−HK$1,893/mo
Today · 4.125%
HK$73,322
baseline
▲ 0.50% · 4.625%
HK$77,187
+HK$3,865/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$146,644/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$971,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,951
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$75,220
−HK$2,306/mo
Today · 4.125%
HK$77,526
baseline
▲ 0.50% · 4.625%
HK$82,243
+HK$4,717/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$155,052/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,157
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$83,334
−HK$2,208/mo
Today · 4.125%
HK$85,542
baseline
▲ 0.50% · 4.625%
HK$90,051
+HK$4,509/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$171,084/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,794
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$96,712
−HK$2,964/mo
Today · 4.125%
HK$99,676
baseline
▲ 0.50% · 4.625%
HK$105,741
+HK$6,065/mo
Deposit HK$2.29M · loan HK$20.57M · min. income ≈ HK$199,352/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,345
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$107,144
−HK$2,839/mo
Today · 4.125%
HK$109,983
baseline
▲ 0.50% · 4.625%
HK$115,780
+HK$5,797/mo
Deposit HK$2.29M · loan HK$20.57M · min. income ≈ HK$219,966/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,201 · Scale 2, in force from 26 Feb 2026)