LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,114
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,735
−HK$1,647/mo
Today · 4.125%
HK$55,382
baseline
▲ 0.50% · 4.625%
HK$58,752
+HK$3,370/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,764/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,977
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,532
−HK$1,577/mo
Today · 4.125%
HK$61,109
baseline
▲ 0.50% · 4.625%
HK$64,330
+HK$3,221/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,218/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,537
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$64,482
−HK$1,977/mo
Today · 4.125%
HK$66,459
baseline
▲ 0.50% · 4.625%
HK$70,503
+HK$4,044/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$132,918/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$971,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,572
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$71,438
−HK$1,893/mo
Today · 4.125%
HK$73,331
baseline
▲ 0.50% · 4.625%
HK$77,196
+HK$3,865/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$146,662/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$971,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,960
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$75,230
−HK$2,305/mo
Today · 4.125%
HK$77,535
baseline
▲ 0.50% · 4.625%
HK$82,253
+HK$4,718/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$155,070/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,167
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$83,344
−HK$2,209/mo
Today · 4.125%
HK$85,553
baseline
▲ 0.50% · 4.625%
HK$90,062
+HK$4,509/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$171,106/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,806
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$96,724
−HK$2,964/mo
Today · 4.125%
HK$99,688
baseline
▲ 0.50% · 4.625%
HK$105,754
+HK$6,066/mo
Deposit HK$2.29M · loan HK$20.57M · min. income ≈ HK$199,376/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,358
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$107,157
−HK$2,839/mo
Today · 4.125%
HK$109,996
baseline
▲ 0.50% · 4.625%
HK$115,794
+HK$5,798/mo
Deposit HK$2.29M · loan HK$20.57M · min. income ≈ HK$219,992/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,321 · Scale 2, in force from 26 Feb 2026)