LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,115
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,736
−HK$1,647/mo
Today · 4.125%
HK$55,383
baseline
▲ 0.50% · 4.625%
HK$58,753
+HK$3,370/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,766/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,977
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,532
−HK$1,578/mo
Today · 4.125%
HK$61,110
baseline
▲ 0.50% · 4.625%
HK$64,331
+HK$3,221/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,220/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,538
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$64,483
−HK$1,976/mo
Today · 4.125%
HK$66,459
baseline
▲ 0.50% · 4.625%
HK$70,503
+HK$4,044/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$132,918/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$971,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,573
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$71,439
−HK$1,892/mo
Today · 4.125%
HK$73,331
baseline
▲ 0.50% · 4.625%
HK$77,197
+HK$3,866/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$146,662/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$971,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,961
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$75,230
−HK$2,306/mo
Today · 4.125%
HK$77,536
baseline
▲ 0.50% · 4.625%
HK$82,254
+HK$4,718/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$155,072/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,168
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$83,345
−HK$2,208/mo
Today · 4.125%
HK$85,553
baseline
▲ 0.50% · 4.625%
HK$90,063
+HK$4,510/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$171,106/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,807
−HK$5,882/mo
▼ 0.25% · 3.875%
HK$96,725
−HK$2,964/mo
Today · 4.125%
HK$99,689
baseline
▲ 0.50% · 4.625%
HK$105,755
+HK$6,066/mo
Deposit HK$2.29M · loan HK$20.57M · min. income ≈ HK$199,378/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,359
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$107,158
−HK$2,839/mo
Today · 4.125%
HK$109,997
baseline
▲ 0.50% · 4.625%
HK$115,795
+HK$5,798/mo
Deposit HK$2.29M · loan HK$20.57M · min. income ≈ HK$219,994/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,330 · Scale 2, in force from 26 Feb 2026)