LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,118
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,739
−HK$1,647/mo
Today · 4.125%
HK$55,386
baseline
▲ 0.50% · 4.625%
HK$58,756
+HK$3,370/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,772/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,980
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,535
−HK$1,578/mo
Today · 4.125%
HK$61,113
baseline
▲ 0.50% · 4.625%
HK$64,334
+HK$3,221/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,226/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,541
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$64,487
−HK$1,976/mo
Today · 4.125%
HK$66,463
baseline
▲ 0.50% · 4.625%
HK$70,507
+HK$4,044/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$132,926/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$971,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,576
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$71,442
−HK$1,893/mo
Today · 4.125%
HK$73,335
baseline
▲ 0.50% · 4.625%
HK$77,201
+HK$3,866/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$146,670/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$971,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,965
−HK$4,575/mo
▼ 0.25% · 3.875%
HK$75,234
−HK$2,306/mo
Today · 4.125%
HK$77,540
baseline
▲ 0.50% · 4.625%
HK$82,258
+HK$4,718/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$155,080/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,173
−HK$4,385/mo
▼ 0.25% · 3.875%
HK$83,350
−HK$2,208/mo
Today · 4.125%
HK$85,558
baseline
▲ 0.50% · 4.625%
HK$90,068
+HK$4,510/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$171,116/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,812
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$96,730
−HK$2,965/mo
Today · 4.125%
HK$99,695
baseline
▲ 0.50% · 4.625%
HK$105,761
+HK$6,066/mo
Deposit HK$2.29M · loan HK$20.57M · min. income ≈ HK$199,390/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,365
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$107,164
−HK$2,839/mo
Today · 4.125%
HK$110,003
baseline
▲ 0.50% · 4.625%
HK$115,802
+HK$5,799/mo
Deposit HK$2.29M · loan HK$20.57M · min. income ≈ HK$220,006/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,383 · Scale 2, in force from 26 Feb 2026)