LTV · monthly repayment
▼ 0.50% · 3.625%
HK$521,201
−HK$32,684/mo
▼ 0.25% · 3.875%
HK$537,413
−HK$16,472/mo
Today · 4.125%
HK$553,885
baseline
▲ 0.50% · 4.625%
HK$587,587
+HK$33,702/mo
Deposit HK$114.29M · loan HK$114.29M · min. income ≈ HK$1,107,770/mo (50% DSR)
Upfront cash ≈ HK$129.14M (deposit + AVD stamp duty HK$14,857,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$579,831
−HK$31,326/mo
▼ 0.25% · 3.875%
HK$595,381
−HK$15,776/mo
Today · 4.125%
HK$611,157
baseline
▲ 0.50% · 4.625%
HK$643,372
+HK$32,215/mo
Deposit HK$114.29M · loan HK$114.29M · min. income ≈ HK$1,222,314/mo (50% DSR)
Upfront cash ≈ HK$129.14M (deposit + AVD stamp duty HK$14,857,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$625,441
−HK$39,221/mo
▼ 0.25% · 3.875%
HK$644,896
−HK$19,766/mo
Today · 4.125%
HK$664,662
baseline
▲ 0.50% · 4.625%
HK$705,105
+HK$40,443/mo
Deposit HK$91.43M · loan HK$137.14M · min. income ≈ HK$1,329,324/mo (50% DSR)
Upfront cash ≈ HK$106.29M (deposit + AVD stamp duty HK$14,857,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$695,797
−HK$37,591/mo
▼ 0.25% · 3.875%
HK$714,458
−HK$18,930/mo
Today · 4.125%
HK$733,388
baseline
▲ 0.50% · 4.625%
HK$772,046
+HK$38,658/mo
Deposit HK$91.43M · loan HK$137.14M · min. income ≈ HK$1,466,776/mo (50% DSR)
Upfront cash ≈ HK$106.29M (deposit + AVD stamp duty HK$14,857,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$729,681
−HK$45,758/mo
▼ 0.25% · 3.875%
HK$752,378
−HK$23,061/mo
Today · 4.125%
HK$775,439
baseline
▲ 0.50% · 4.625%
HK$822,622
+HK$47,183/mo
Deposit HK$68.57M · loan HK$160.00M · min. income ≈ HK$1,550,878/mo (50% DSR)
Upfront cash ≈ HK$83.43M (deposit + AVD stamp duty HK$14,857,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$811,763
−HK$43,857/mo
▼ 0.25% · 3.875%
HK$833,534
−HK$22,086/mo
Today · 4.125%
HK$855,620
baseline
▲ 0.50% · 4.625%
HK$900,721
+HK$45,101/mo
Deposit HK$68.57M · loan HK$160.00M · min. income ≈ HK$1,711,240/mo (50% DSR)
Upfront cash ≈ HK$83.43M (deposit + AVD stamp duty HK$14,857,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$938,161
−HK$58,831/mo
▼ 0.25% · 3.875%
HK$967,344
−HK$29,648/mo
Today · 4.125%
HK$996,992
baseline
▲ 0.50% · 4.625%
HK$1,057,657
+HK$60,665/mo
Deposit HK$22.86M · loan HK$205.71M · min. income ≈ HK$1,993,984/mo (50% DSR)
Upfront cash ≈ HK$37.71M (deposit + AVD stamp duty HK$14,857,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,043,695
−HK$56,388/mo
▼ 0.25% · 3.875%
HK$1,071,686
−HK$28,397/mo
Today · 4.125%
HK$1,100,083
baseline
▲ 0.50% · 4.625%
HK$1,158,070
+HK$57,987/mo
Deposit HK$22.86M · loan HK$205.71M · min. income ≈ HK$2,200,166/mo (50% DSR)
Upfront cash ≈ HK$37.71M (deposit + AVD stamp duty HK$14,857,123 · Scale 2, in force from 26 Feb 2026)