LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,121
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,742
−HK$1,647/mo
Today · 4.125%
HK$55,389
baseline
▲ 0.50% · 4.625%
HK$58,759
+HK$3,370/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,778/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,984
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,539
−HK$1,577/mo
Today · 4.125%
HK$61,116
baseline
▲ 0.50% · 4.625%
HK$64,338
+HK$3,222/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,232/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,545
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$64,490
−HK$1,977/mo
Today · 4.125%
HK$66,467
baseline
▲ 0.50% · 4.625%
HK$70,511
+HK$4,044/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$132,934/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$971,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,580
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,447
−HK$1,893/mo
Today · 4.125%
HK$73,340
baseline
▲ 0.50% · 4.625%
HK$77,205
+HK$3,865/mo
Deposit HK$9.14M · loan HK$13.71M · min. income ≈ HK$146,680/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$971,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,969
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$75,239
−HK$2,306/mo
Today · 4.125%
HK$77,545
baseline
▲ 0.50% · 4.625%
HK$82,263
+HK$4,718/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$155,090/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,177
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$83,354
−HK$2,209/mo
Today · 4.125%
HK$85,563
baseline
▲ 0.50% · 4.625%
HK$90,073
+HK$4,510/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$171,126/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,817
−HK$5,883/mo
▼ 0.25% · 3.875%
HK$96,735
−HK$2,965/mo
Today · 4.125%
HK$99,700
baseline
▲ 0.50% · 4.625%
HK$105,767
+HK$6,067/mo
Deposit HK$2.29M · loan HK$20.57M · min. income ≈ HK$199,400/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,371
−HK$5,638/mo
▼ 0.25% · 3.875%
HK$107,170
−HK$2,839/mo
Today · 4.125%
HK$110,009
baseline
▲ 0.50% · 4.625%
HK$115,808
+HK$5,799/mo
Deposit HK$2.29M · loan HK$20.57M · min. income ≈ HK$220,018/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,438 · Scale 2, in force from 26 Feb 2026)