LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,125
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,746
−HK$1,647/mo
Today · 4.125%
HK$55,393
baseline
▲ 0.50% · 4.625%
HK$58,764
+HK$3,371/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,786/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,988
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,543
−HK$1,578/mo
Today · 4.125%
HK$61,121
baseline
▲ 0.50% · 4.625%
HK$64,343
+HK$3,222/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,242/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,550
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$64,495
−HK$1,977/mo
Today · 4.125%
HK$66,472
baseline
▲ 0.50% · 4.625%
HK$70,517
+HK$4,045/mo
Deposit HK$9.14M · loan HK$13.72M · min. income ≈ HK$132,944/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,586
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$71,452
−HK$1,893/mo
Today · 4.125%
HK$73,345
baseline
▲ 0.50% · 4.625%
HK$77,212
+HK$3,867/mo
Deposit HK$9.14M · loan HK$13.72M · min. income ≈ HK$146,690/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,975
−HK$4,576/mo
▼ 0.25% · 3.875%
HK$75,245
−HK$2,306/mo
Today · 4.125%
HK$77,551
baseline
▲ 0.50% · 4.625%
HK$82,270
+HK$4,719/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$155,102/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,184
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$83,361
−HK$2,209/mo
Today · 4.125%
HK$85,570
baseline
▲ 0.50% · 4.625%
HK$90,080
+HK$4,510/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$171,140/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,824
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$96,743
−HK$2,965/mo
Today · 4.125%
HK$99,708
baseline
▲ 0.50% · 4.625%
HK$105,775
+HK$6,067/mo
Deposit HK$2.29M · loan HK$20.57M · min. income ≈ HK$199,416/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,379
−HK$5,639/mo
▼ 0.25% · 3.875%
HK$107,178
−HK$2,840/mo
Today · 4.125%
HK$110,018
baseline
▲ 0.50% · 4.625%
HK$115,817
+HK$5,799/mo
Deposit HK$2.29M · loan HK$20.57M · min. income ≈ HK$220,036/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,514 · Scale 2, in force from 26 Feb 2026)