LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,127
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,749
−HK$1,647/mo
Today · 4.125%
HK$55,396
baseline
▲ 0.50% · 4.625%
HK$58,767
+HK$3,371/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,792/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,991
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,546
−HK$1,578/mo
Today · 4.125%
HK$61,124
baseline
▲ 0.50% · 4.625%
HK$64,346
+HK$3,222/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,248/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,553
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$64,499
−HK$1,976/mo
Today · 4.125%
HK$66,475
baseline
▲ 0.50% · 4.625%
HK$70,520
+HK$4,045/mo
Deposit HK$9.14M · loan HK$13.72M · min. income ≈ HK$132,950/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,589
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,456
−HK$1,893/mo
Today · 4.125%
HK$73,349
baseline
▲ 0.50% · 4.625%
HK$77,215
+HK$3,866/mo
Deposit HK$9.14M · loan HK$13.72M · min. income ≈ HK$146,698/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,978
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,248
−HK$2,307/mo
Today · 4.125%
HK$77,555
baseline
▲ 0.50% · 4.625%
HK$82,274
+HK$4,719/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$155,110/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,188
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$83,365
−HK$2,209/mo
Today · 4.125%
HK$85,574
baseline
▲ 0.50% · 4.625%
HK$90,085
+HK$4,511/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$171,148/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,829
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$96,748
−HK$2,965/mo
Today · 4.125%
HK$99,713
baseline
▲ 0.50% · 4.625%
HK$105,781
+HK$6,068/mo
Deposit HK$2.29M · loan HK$20.57M · min. income ≈ HK$199,426/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,384
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$107,184
−HK$2,840/mo
Today · 4.125%
HK$110,024
baseline
▲ 0.50% · 4.625%
HK$115,823
+HK$5,799/mo
Deposit HK$2.29M · loan HK$20.57M · min. income ≈ HK$220,048/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,564 · Scale 2, in force from 26 Feb 2026)