LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,128
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,750
−HK$1,647/mo
Today · 4.125%
HK$55,397
baseline
▲ 0.50% · 4.625%
HK$58,768
+HK$3,371/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,794/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,992
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,547
−HK$1,578/mo
Today · 4.125%
HK$61,125
baseline
▲ 0.50% · 4.625%
HK$64,347
+HK$3,222/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,250/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,554
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$64,499
−HK$1,977/mo
Today · 4.125%
HK$66,476
baseline
▲ 0.50% · 4.625%
HK$70,521
+HK$4,045/mo
Deposit HK$9.14M · loan HK$13.72M · min. income ≈ HK$132,952/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,590
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,457
−HK$1,893/mo
Today · 4.125%
HK$73,350
baseline
▲ 0.50% · 4.625%
HK$77,216
+HK$3,866/mo
Deposit HK$9.14M · loan HK$13.72M · min. income ≈ HK$146,700/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,979
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,249
−HK$2,307/mo
Today · 4.125%
HK$77,556
baseline
▲ 0.50% · 4.625%
HK$82,275
+HK$4,719/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$155,112/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,189
−HK$4,386/mo
▼ 0.25% · 3.875%
HK$83,366
−HK$2,209/mo
Today · 4.125%
HK$85,575
baseline
▲ 0.50% · 4.625%
HK$90,086
+HK$4,511/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$171,150/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,831
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$96,749
−HK$2,966/mo
Today · 4.125%
HK$99,715
baseline
▲ 0.50% · 4.625%
HK$105,782
+HK$6,067/mo
Deposit HK$2.29M · loan HK$20.57M · min. income ≈ HK$199,430/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,386
−HK$5,639/mo
▼ 0.25% · 3.875%
HK$107,185
−HK$2,840/mo
Today · 4.125%
HK$110,025
baseline
▲ 0.50% · 4.625%
HK$115,825
+HK$5,800/mo
Deposit HK$2.29M · loan HK$20.57M · min. income ≈ HK$220,050/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,577 · Scale 2, in force from 26 Feb 2026)