LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,131
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,752
−HK$1,648/mo
Today · 4.125%
HK$55,400
baseline
▲ 0.50% · 4.625%
HK$58,771
+HK$3,371/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,800/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,995
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,550
−HK$1,578/mo
Today · 4.125%
HK$61,128
baseline
▲ 0.50% · 4.625%
HK$64,351
+HK$3,223/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,256/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,557
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$64,503
−HK$1,977/mo
Today · 4.125%
HK$66,480
baseline
▲ 0.50% · 4.625%
HK$70,525
+HK$4,045/mo
Deposit HK$9.14M · loan HK$13.72M · min. income ≈ HK$132,960/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,594
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,461
−HK$1,893/mo
Today · 4.125%
HK$73,354
baseline
▲ 0.50% · 4.625%
HK$77,221
+HK$3,867/mo
Deposit HK$9.14M · loan HK$13.72M · min. income ≈ HK$146,708/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,983
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,253
−HK$2,307/mo
Today · 4.125%
HK$77,560
baseline
▲ 0.50% · 4.625%
HK$82,279
+HK$4,719/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$155,120/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,193
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$83,371
−HK$2,209/mo
Today · 4.125%
HK$85,580
baseline
▲ 0.50% · 4.625%
HK$90,091
+HK$4,511/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$171,160/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,836
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$96,754
−HK$2,966/mo
Today · 4.125%
HK$99,720
baseline
▲ 0.50% · 4.625%
HK$105,788
+HK$6,068/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$199,440/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,391
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$107,191
−HK$2,840/mo
Today · 4.125%
HK$110,031
baseline
▲ 0.50% · 4.625%
HK$115,831
+HK$5,800/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$220,062/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,629 · Scale 2, in force from 26 Feb 2026)