LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,132
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,754
−HK$1,647/mo
Today · 4.125%
HK$55,401
baseline
▲ 0.50% · 4.625%
HK$58,772
+HK$3,371/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,802/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,996
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,552
−HK$1,578/mo
Today · 4.125%
HK$61,130
baseline
▲ 0.50% · 4.625%
HK$64,352
+HK$3,222/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,260/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,559
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$64,504
−HK$1,978/mo
Today · 4.125%
HK$66,482
baseline
▲ 0.50% · 4.625%
HK$70,527
+HK$4,045/mo
Deposit HK$9.14M · loan HK$13.72M · min. income ≈ HK$132,964/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,596
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,462
−HK$1,894/mo
Today · 4.125%
HK$73,356
baseline
▲ 0.50% · 4.625%
HK$77,222
+HK$3,866/mo
Deposit HK$9.14M · loan HK$13.72M · min. income ≈ HK$146,712/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,985
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,255
−HK$2,307/mo
Today · 4.125%
HK$77,562
baseline
▲ 0.50% · 4.625%
HK$82,281
+HK$4,719/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$155,124/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,195
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$83,373
−HK$2,209/mo
Today · 4.125%
HK$85,582
baseline
▲ 0.50% · 4.625%
HK$90,093
+HK$4,511/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$171,164/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,838
−HK$5,884/mo
▼ 0.25% · 3.875%
HK$96,757
−HK$2,965/mo
Today · 4.125%
HK$99,722
baseline
▲ 0.50% · 4.625%
HK$105,790
+HK$6,068/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$199,444/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,394
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$107,193
−HK$2,841/mo
Today · 4.125%
HK$110,034
baseline
▲ 0.50% · 4.625%
HK$115,834
+HK$5,800/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$220,068/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,652 · Scale 2, in force from 26 Feb 2026)