LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,135
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,757
−HK$1,647/mo
Today · 4.125%
HK$55,404
baseline
▲ 0.50% · 4.625%
HK$58,775
+HK$3,371/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,808/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,000
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,555
−HK$1,578/mo
Today · 4.125%
HK$61,133
baseline
▲ 0.50% · 4.625%
HK$64,356
+HK$3,223/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,266/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,562
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$64,508
−HK$1,977/mo
Today · 4.125%
HK$66,485
baseline
▲ 0.50% · 4.625%
HK$70,531
+HK$4,046/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$132,970/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,600
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,466
−HK$1,894/mo
Today · 4.125%
HK$73,360
baseline
▲ 0.50% · 4.625%
HK$77,227
+HK$3,867/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,720/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,989
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,259
−HK$2,307/mo
Today · 4.125%
HK$77,566
baseline
▲ 0.50% · 4.625%
HK$82,286
+HK$4,720/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$155,132/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,199
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$83,377
−HK$2,209/mo
Today · 4.125%
HK$85,586
baseline
▲ 0.50% · 4.625%
HK$90,098
+HK$4,512/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$171,172/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,843
−HK$5,885/mo
▼ 0.25% · 3.875%
HK$96,762
−HK$2,966/mo
Today · 4.125%
HK$99,728
baseline
▲ 0.50% · 4.625%
HK$105,796
+HK$6,068/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$199,456/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,399
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$107,199
−HK$2,841/mo
Today · 4.125%
HK$110,040
baseline
▲ 0.50% · 4.625%
HK$115,840
+HK$5,800/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$220,080/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,705 · Scale 2, in force from 26 Feb 2026)