LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,136
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,757
−HK$1,648/mo
Today · 4.125%
HK$55,405
baseline
▲ 0.50% · 4.625%
HK$58,776
+HK$3,371/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,810/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,000
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,556
−HK$1,578/mo
Today · 4.125%
HK$61,134
baseline
▲ 0.50% · 4.625%
HK$64,357
+HK$3,223/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,268/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,563
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$64,509
−HK$1,977/mo
Today · 4.125%
HK$66,486
baseline
▲ 0.50% · 4.625%
HK$70,532
+HK$4,046/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$132,972/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,601
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,467
−HK$1,894/mo
Today · 4.125%
HK$73,361
baseline
▲ 0.50% · 4.625%
HK$77,228
+HK$3,867/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,722/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,990
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,260
−HK$2,307/mo
Today · 4.125%
HK$77,567
baseline
▲ 0.50% · 4.625%
HK$82,287
+HK$4,720/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$155,134/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,201
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$83,378
−HK$2,210/mo
Today · 4.125%
HK$85,588
baseline
▲ 0.50% · 4.625%
HK$90,099
+HK$4,511/mo
Deposit HK$6.86M · loan HK$16.00M · min. income ≈ HK$171,176/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,844
−HK$5,885/mo
▼ 0.25% · 3.875%
HK$96,763
−HK$2,966/mo
Today · 4.125%
HK$99,729
baseline
▲ 0.50% · 4.625%
HK$105,797
+HK$6,068/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$199,458/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,401
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$107,201
−HK$2,840/mo
Today · 4.125%
HK$110,041
baseline
▲ 0.50% · 4.625%
HK$115,842
+HK$5,801/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$220,082/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,719 · Scale 2, in force from 26 Feb 2026)