LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,137
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,759
−HK$1,648/mo
Today · 4.125%
HK$55,407
baseline
▲ 0.50% · 4.625%
HK$58,778
+HK$3,371/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,814/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,002
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,558
−HK$1,578/mo
Today · 4.125%
HK$61,136
baseline
▲ 0.50% · 4.625%
HK$64,358
+HK$3,222/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,272/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,565
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$64,511
−HK$1,977/mo
Today · 4.125%
HK$66,488
baseline
▲ 0.50% · 4.625%
HK$70,534
+HK$4,046/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$132,976/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,603
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,469
−HK$1,894/mo
Today · 4.125%
HK$73,363
baseline
▲ 0.50% · 4.625%
HK$77,230
+HK$3,867/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,726/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,992
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,263
−HK$2,306/mo
Today · 4.125%
HK$77,569
baseline
▲ 0.50% · 4.625%
HK$82,289
+HK$4,720/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,138/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,203
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$83,381
−HK$2,209/mo
Today · 4.125%
HK$85,590
baseline
▲ 0.50% · 4.625%
HK$90,102
+HK$4,512/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,180/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,847
−HK$5,885/mo
▼ 0.25% · 3.875%
HK$96,766
−HK$2,966/mo
Today · 4.125%
HK$99,732
baseline
▲ 0.50% · 4.625%
HK$105,801
+HK$6,069/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$199,464/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,404
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$107,204
−HK$2,841/mo
Today · 4.125%
HK$110,045
baseline
▲ 0.50% · 4.625%
HK$115,845
+HK$5,800/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$220,090/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,748 · Scale 2, in force from 26 Feb 2026)