LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,139
−HK$3,269/mo
▼ 0.25% · 3.875%
HK$53,760
−HK$1,648/mo
Today · 4.125%
HK$55,408
baseline
▲ 0.50% · 4.625%
HK$58,780
+HK$3,372/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,816/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,004
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,559
−HK$1,578/mo
Today · 4.125%
HK$61,137
baseline
▲ 0.50% · 4.625%
HK$64,360
+HK$3,223/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,274/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,566
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,512
−HK$1,978/mo
Today · 4.125%
HK$66,490
baseline
▲ 0.50% · 4.625%
HK$70,535
+HK$4,045/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$132,980/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,604
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,471
−HK$1,894/mo
Today · 4.125%
HK$73,365
baseline
▲ 0.50% · 4.625%
HK$77,232
+HK$3,867/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,730/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,994
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,264
−HK$2,307/mo
Today · 4.125%
HK$77,571
baseline
▲ 0.50% · 4.625%
HK$82,291
+HK$4,720/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,142/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,205
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$83,383
−HK$2,209/mo
Today · 4.125%
HK$85,592
baseline
▲ 0.50% · 4.625%
HK$90,104
+HK$4,512/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,184/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,849
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$96,769
−HK$2,966/mo
Today · 4.125%
HK$99,735
baseline
▲ 0.50% · 4.625%
HK$105,803
+HK$6,068/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$199,470/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,406
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$107,207
−HK$2,840/mo
Today · 4.125%
HK$110,047
baseline
▲ 0.50% · 4.625%
HK$115,848
+HK$5,801/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$220,094/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,772 · Scale 2, in force from 26 Feb 2026)