LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,139
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,761
−HK$1,648/mo
Today · 4.125%
HK$55,409
baseline
▲ 0.50% · 4.625%
HK$58,780
+HK$3,371/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,818/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,004
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,560
−HK$1,578/mo
Today · 4.125%
HK$61,138
baseline
▲ 0.50% · 4.625%
HK$64,361
+HK$3,223/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,276/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,567
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$64,513
−HK$1,977/mo
Today · 4.125%
HK$66,490
baseline
▲ 0.50% · 4.625%
HK$70,536
+HK$4,046/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$132,980/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,605
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,472
−HK$1,894/mo
Today · 4.125%
HK$73,366
baseline
▲ 0.50% · 4.625%
HK$77,233
+HK$3,867/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,732/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,995
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,265
−HK$2,307/mo
Today · 4.125%
HK$77,572
baseline
▲ 0.50% · 4.625%
HK$82,292
+HK$4,720/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,144/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,206
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$83,384
−HK$2,209/mo
Today · 4.125%
HK$85,593
baseline
▲ 0.50% · 4.625%
HK$90,105
+HK$4,512/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,186/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,850
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$96,770
−HK$2,966/mo
Today · 4.125%
HK$99,736
baseline
▲ 0.50% · 4.625%
HK$105,804
+HK$6,068/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$199,472/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,408
−HK$5,640/mo
▼ 0.25% · 3.875%
HK$107,208
−HK$2,840/mo
Today · 4.125%
HK$110,048
baseline
▲ 0.50% · 4.625%
HK$115,849
+HK$5,801/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$220,096/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,783 · Scale 2, in force from 26 Feb 2026)