LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,140
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,762
−HK$1,648/mo
Today · 4.125%
HK$55,410
baseline
▲ 0.50% · 4.625%
HK$58,781
+HK$3,371/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,820/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,005
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,561
−HK$1,578/mo
Today · 4.125%
HK$61,139
baseline
▲ 0.50% · 4.625%
HK$64,362
+HK$3,223/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,278/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$971,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,568
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,514
−HK$1,978/mo
Today · 4.125%
HK$66,492
baseline
▲ 0.50% · 4.625%
HK$70,537
+HK$4,045/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$132,984/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,606
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,473
−HK$1,894/mo
Today · 4.125%
HK$73,367
baseline
▲ 0.50% · 4.625%
HK$77,234
+HK$3,867/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,734/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,996
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,267
−HK$2,306/mo
Today · 4.125%
HK$77,573
baseline
▲ 0.50% · 4.625%
HK$82,294
+HK$4,721/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,146/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,207
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,385
−HK$2,210/mo
Today · 4.125%
HK$85,595
baseline
▲ 0.50% · 4.625%
HK$90,106
+HK$4,511/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,190/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,852
−HK$5,885/mo
▼ 0.25% · 3.875%
HK$96,771
−HK$2,966/mo
Today · 4.125%
HK$99,737
baseline
▲ 0.50% · 4.625%
HK$105,806
+HK$6,069/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$199,474/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,409
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$107,210
−HK$2,840/mo
Today · 4.125%
HK$110,050
baseline
▲ 0.50% · 4.625%
HK$115,851
+HK$5,801/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$220,100/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,798 · Scale 2, in force from 26 Feb 2026)