LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,141
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,763
−HK$1,648/mo
Today · 4.125%
HK$55,411
baseline
▲ 0.50% · 4.625%
HK$58,783
+HK$3,372/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,822/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$971,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,007
−HK$3,133/mo
▼ 0.25% · 3.875%
HK$59,562
−HK$1,578/mo
Today · 4.125%
HK$61,140
baseline
▲ 0.50% · 4.625%
HK$64,363
+HK$3,223/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,280/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$971,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,569
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,516
−HK$1,977/mo
Today · 4.125%
HK$66,493
baseline
▲ 0.50% · 4.625%
HK$70,539
+HK$4,046/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$132,986/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,608
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,475
−HK$1,894/mo
Today · 4.125%
HK$73,369
baseline
▲ 0.50% · 4.625%
HK$77,236
+HK$3,867/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,738/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,998
−HK$4,577/mo
▼ 0.25% · 3.875%
HK$75,268
−HK$2,307/mo
Today · 4.125%
HK$77,575
baseline
▲ 0.50% · 4.625%
HK$82,296
+HK$4,721/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,150/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,209
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,387
−HK$2,210/mo
Today · 4.125%
HK$85,597
baseline
▲ 0.50% · 4.625%
HK$90,109
+HK$4,512/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,194/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,854
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$96,774
−HK$2,966/mo
Today · 4.125%
HK$99,740
baseline
▲ 0.50% · 4.625%
HK$105,809
+HK$6,069/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$199,480/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,412
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$107,212
−HK$2,841/mo
Today · 4.125%
HK$110,053
baseline
▲ 0.50% · 4.625%
HK$115,854
+HK$5,801/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$220,106/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,821 · Scale 2, in force from 26 Feb 2026)