LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,142
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,764
−HK$1,648/mo
Today · 4.125%
HK$55,412
baseline
▲ 0.50% · 4.625%
HK$58,784
+HK$3,372/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,824/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$971,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,008
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,564
−HK$1,578/mo
Today · 4.125%
HK$61,142
baseline
▲ 0.50% · 4.625%
HK$64,365
+HK$3,223/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,284/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$971,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,571
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,517
−HK$1,978/mo
Today · 4.125%
HK$66,495
baseline
▲ 0.50% · 4.625%
HK$70,541
+HK$4,046/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$132,990/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,609
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,476
−HK$1,894/mo
Today · 4.125%
HK$73,370
baseline
▲ 0.50% · 4.625%
HK$77,238
+HK$3,868/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,740/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,999
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$75,270
−HK$2,307/mo
Today · 4.125%
HK$77,577
baseline
▲ 0.50% · 4.625%
HK$82,297
+HK$4,720/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,154/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,211
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,389
−HK$2,210/mo
Today · 4.125%
HK$85,599
baseline
▲ 0.50% · 4.625%
HK$90,111
+HK$4,512/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,198/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,856
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$96,776
−HK$2,966/mo
Today · 4.125%
HK$99,742
baseline
▲ 0.50% · 4.625%
HK$105,811
+HK$6,069/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$199,484/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,414
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$107,215
−HK$2,840/mo
Today · 4.125%
HK$110,055
baseline
▲ 0.50% · 4.625%
HK$115,857
+HK$5,802/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$220,110/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,843 · Scale 2, in force from 26 Feb 2026)