LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,143
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,765
−HK$1,648/mo
Today · 4.125%
HK$55,413
baseline
▲ 0.50% · 4.625%
HK$58,785
+HK$3,372/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,826/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$971,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,009
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,564
−HK$1,579/mo
Today · 4.125%
HK$61,143
baseline
▲ 0.50% · 4.625%
HK$64,365
+HK$3,222/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,286/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$971,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,572
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$64,518
−HK$1,977/mo
Today · 4.125%
HK$66,495
baseline
▲ 0.50% · 4.625%
HK$70,541
+HK$4,046/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$132,990/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,610
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,477
−HK$1,894/mo
Today · 4.125%
HK$73,371
baseline
▲ 0.50% · 4.625%
HK$77,239
+HK$3,868/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,742/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,000
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$75,271
−HK$2,307/mo
Today · 4.125%
HK$77,578
baseline
▲ 0.50% · 4.625%
HK$82,298
+HK$4,720/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,156/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,212
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,390
−HK$2,210/mo
Today · 4.125%
HK$85,600
baseline
▲ 0.50% · 4.625%
HK$90,112
+HK$4,512/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,200/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,857
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$96,777
−HK$2,966/mo
Today · 4.125%
HK$99,743
baseline
▲ 0.50% · 4.625%
HK$105,812
+HK$6,069/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$199,486/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,415
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$107,216
−HK$2,841/mo
Today · 4.125%
HK$110,057
baseline
▲ 0.50% · 4.625%
HK$115,858
+HK$5,801/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$220,114/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,855 · Scale 2, in force from 26 Feb 2026)