LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,144
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,766
−HK$1,648/mo
Today · 4.125%
HK$55,414
baseline
▲ 0.50% · 4.625%
HK$58,785
+HK$3,371/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,828/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$971,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,009
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,565
−HK$1,578/mo
Today · 4.125%
HK$61,143
baseline
▲ 0.50% · 4.625%
HK$64,366
+HK$3,223/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,286/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$971,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,572
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,519
−HK$1,977/mo
Today · 4.125%
HK$66,496
baseline
▲ 0.50% · 4.625%
HK$70,542
+HK$4,046/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$132,992/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,611
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,478
−HK$1,894/mo
Today · 4.125%
HK$73,372
baseline
▲ 0.50% · 4.625%
HK$77,240
+HK$3,868/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,744/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,001
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$75,272
−HK$2,307/mo
Today · 4.125%
HK$77,579
baseline
▲ 0.50% · 4.625%
HK$82,300
+HK$4,721/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,158/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,213
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,391
−HK$2,210/mo
Today · 4.125%
HK$85,601
baseline
▲ 0.50% · 4.625%
HK$90,113
+HK$4,512/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,202/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,859
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$96,778
−HK$2,967/mo
Today · 4.125%
HK$99,745
baseline
▲ 0.50% · 4.625%
HK$105,814
+HK$6,069/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$199,490/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,417
−HK$5,641/mo
▼ 0.25% · 3.875%
HK$107,217
−HK$2,841/mo
Today · 4.125%
HK$110,058
baseline
▲ 0.50% · 4.625%
HK$115,860
+HK$5,802/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$220,116/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,869 · Scale 2, in force from 26 Feb 2026)