LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,146
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,768
−HK$1,648/mo
Today · 4.125%
HK$55,416
baseline
▲ 0.50% · 4.625%
HK$58,788
+HK$3,372/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,832/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$971,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,012
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,568
−HK$1,578/mo
Today · 4.125%
HK$61,146
baseline
▲ 0.50% · 4.625%
HK$64,369
+HK$3,223/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,292/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$971,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,575
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,522
−HK$1,977/mo
Today · 4.125%
HK$66,499
baseline
▲ 0.50% · 4.625%
HK$70,545
+HK$4,046/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$132,998/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,614
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,481
−HK$1,894/mo
Today · 4.125%
HK$73,375
baseline
▲ 0.50% · 4.625%
HK$77,243
+HK$3,868/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,750/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,004
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$75,275
−HK$2,307/mo
Today · 4.125%
HK$77,582
baseline
▲ 0.50% · 4.625%
HK$82,303
+HK$4,721/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,164/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,217
−HK$4,387/mo
▼ 0.25% · 3.875%
HK$83,395
−HK$2,209/mo
Today · 4.125%
HK$85,604
baseline
▲ 0.50% · 4.625%
HK$90,117
+HK$4,513/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,208/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,863
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$96,782
−HK$2,967/mo
Today · 4.125%
HK$99,749
baseline
▲ 0.50% · 4.625%
HK$105,818
+HK$6,069/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$199,498/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,421
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$107,222
−HK$2,841/mo
Today · 4.125%
HK$110,063
baseline
▲ 0.50% · 4.625%
HK$115,864
+HK$5,801/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$220,126/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,909 · Scale 2, in force from 26 Feb 2026)