LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,146
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,768
−HK$1,648/mo
Today · 4.125%
HK$55,416
baseline
▲ 0.50% · 4.625%
HK$58,788
+HK$3,372/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,832/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$971,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,012
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,568
−HK$1,579/mo
Today · 4.125%
HK$61,147
baseline
▲ 0.50% · 4.625%
HK$64,370
+HK$3,223/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,294/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$971,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,576
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,522
−HK$1,978/mo
Today · 4.125%
HK$66,500
baseline
▲ 0.50% · 4.625%
HK$70,546
+HK$4,046/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$133,000/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,615
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,482
−HK$1,894/mo
Today · 4.125%
HK$73,376
baseline
▲ 0.50% · 4.625%
HK$77,244
+HK$3,868/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,752/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,005
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$75,276
−HK$2,307/mo
Today · 4.125%
HK$77,583
baseline
▲ 0.50% · 4.625%
HK$82,304
+HK$4,721/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,166/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,217
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,396
−HK$2,209/mo
Today · 4.125%
HK$85,605
baseline
▲ 0.50% · 4.625%
HK$90,118
+HK$4,513/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,210/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,864
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$96,783
−HK$2,967/mo
Today · 4.125%
HK$99,750
baseline
▲ 0.50% · 4.625%
HK$105,819
+HK$6,069/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$199,500/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,422
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$107,223
−HK$2,841/mo
Today · 4.125%
HK$110,064
baseline
▲ 0.50% · 4.625%
HK$115,866
+HK$5,802/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$220,128/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,919 · Scale 2, in force from 26 Feb 2026)