LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,149
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,771
−HK$1,648/mo
Today · 4.125%
HK$55,419
baseline
▲ 0.50% · 4.625%
HK$58,791
+HK$3,372/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$110,838/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$971,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,015
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,571
−HK$1,579/mo
Today · 4.125%
HK$61,150
baseline
▲ 0.50% · 4.625%
HK$64,373
+HK$3,223/mo
Deposit HK$11.43M · loan HK$11.43M · min. income ≈ HK$122,300/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$971,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,579
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,525
−HK$1,978/mo
Today · 4.125%
HK$66,503
baseline
▲ 0.50% · 4.625%
HK$70,550
+HK$4,047/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$133,006/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,618
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,485
−HK$1,895/mo
Today · 4.125%
HK$73,380
baseline
▲ 0.50% · 4.625%
HK$77,247
+HK$3,867/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,760/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$971,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,009
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$75,280
−HK$2,307/mo
Today · 4.125%
HK$77,587
baseline
▲ 0.50% · 4.625%
HK$82,308
+HK$4,721/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,174/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,221
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,400
−HK$2,209/mo
Today · 4.125%
HK$85,609
baseline
▲ 0.50% · 4.625%
HK$90,122
+HK$4,513/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,218/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$971,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,868
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$96,788
−HK$2,967/mo
Today · 4.125%
HK$99,755
baseline
▲ 0.50% · 4.625%
HK$105,824
+HK$6,069/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$199,510/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,427
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$107,228
−HK$2,841/mo
Today · 4.125%
HK$110,069
baseline
▲ 0.50% · 4.625%
HK$115,871
+HK$5,802/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$220,138/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$971,967 · Scale 2, in force from 26 Feb 2026)