LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,151
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,773
−HK$1,648/mo
Today · 4.125%
HK$55,421
baseline
▲ 0.50% · 4.625%
HK$58,793
+HK$3,372/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,842/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,017
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,573
−HK$1,579/mo
Today · 4.125%
HK$61,152
baseline
▲ 0.50% · 4.625%
HK$64,375
+HK$3,223/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,304/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,581
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,528
−HK$1,977/mo
Today · 4.125%
HK$66,505
baseline
▲ 0.50% · 4.625%
HK$70,552
+HK$4,047/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$133,010/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,621
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,488
−HK$1,894/mo
Today · 4.125%
HK$73,382
baseline
▲ 0.50% · 4.625%
HK$77,250
+HK$3,868/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,764/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,011
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$75,282
−HK$2,308/mo
Today · 4.125%
HK$77,590
baseline
▲ 0.50% · 4.625%
HK$82,311
+HK$4,721/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,180/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$972,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,224
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$83,403
−HK$2,210/mo
Today · 4.125%
HK$85,613
baseline
▲ 0.50% · 4.625%
HK$90,125
+HK$4,512/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,226/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$972,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,872
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$96,791
−HK$2,967/mo
Today · 4.125%
HK$99,758
baseline
▲ 0.50% · 4.625%
HK$105,828
+HK$6,070/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$199,516/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,431
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$107,232
−HK$2,841/mo
Today · 4.125%
HK$110,073
baseline
▲ 0.50% · 4.625%
HK$115,875
+HK$5,802/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$220,146/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,002 · Scale 2, in force from 26 Feb 2026)