LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,152
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,774
−HK$1,648/mo
Today · 4.125%
HK$55,422
baseline
▲ 0.50% · 4.625%
HK$58,795
+HK$3,373/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,844/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,018
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,575
−HK$1,578/mo
Today · 4.125%
HK$61,153
baseline
▲ 0.50% · 4.625%
HK$64,377
+HK$3,224/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,306/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,582
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,529
−HK$1,978/mo
Today · 4.125%
HK$66,507
baseline
▲ 0.50% · 4.625%
HK$70,554
+HK$4,047/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$133,014/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,622
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,489
−HK$1,895/mo
Today · 4.125%
HK$73,384
baseline
▲ 0.50% · 4.625%
HK$77,252
+HK$3,868/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,768/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,013
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$75,284
−HK$2,307/mo
Today · 4.125%
HK$77,591
baseline
▲ 0.50% · 4.625%
HK$82,312
+HK$4,721/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,182/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$972,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,226
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,404
−HK$2,210/mo
Today · 4.125%
HK$85,614
baseline
▲ 0.50% · 4.625%
HK$90,127
+HK$4,513/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,228/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$972,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,873
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$96,793
−HK$2,967/mo
Today · 4.125%
HK$99,760
baseline
▲ 0.50% · 4.625%
HK$105,830
+HK$6,070/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$199,520/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,433
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$107,234
−HK$2,841/mo
Today · 4.125%
HK$110,075
baseline
▲ 0.50% · 4.625%
HK$115,878
+HK$5,803/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$220,150/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,021 · Scale 2, in force from 26 Feb 2026)