LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,153
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,775
−HK$1,648/mo
Today · 4.125%
HK$55,423
baseline
▲ 0.50% · 4.625%
HK$58,795
+HK$3,372/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,846/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,019
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,575
−HK$1,579/mo
Today · 4.125%
HK$61,154
baseline
▲ 0.50% · 4.625%
HK$64,377
+HK$3,223/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,308/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,583
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,530
−HK$1,978/mo
Today · 4.125%
HK$66,508
baseline
▲ 0.50% · 4.625%
HK$70,554
+HK$4,046/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$133,016/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,623
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,490
−HK$1,895/mo
Today · 4.125%
HK$73,385
baseline
▲ 0.50% · 4.625%
HK$77,253
+HK$3,868/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,770/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,014
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$75,285
−HK$2,307/mo
Today · 4.125%
HK$77,592
baseline
▲ 0.50% · 4.625%
HK$82,313
+HK$4,721/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,184/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$972,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,227
−HK$4,388/mo
▼ 0.25% · 3.875%
HK$83,405
−HK$2,210/mo
Today · 4.125%
HK$85,615
baseline
▲ 0.50% · 4.625%
HK$90,128
+HK$4,513/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,230/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$972,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,875
−HK$5,886/mo
▼ 0.25% · 3.875%
HK$96,795
−HK$2,966/mo
Today · 4.125%
HK$99,761
baseline
▲ 0.50% · 4.625%
HK$105,832
+HK$6,071/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$199,522/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,435
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$107,235
−HK$2,842/mo
Today · 4.125%
HK$110,077
baseline
▲ 0.50% · 4.625%
HK$115,879
+HK$5,802/mo
Deposit HK$2.29M · loan HK$20.58M · min. income ≈ HK$220,154/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,033 · Scale 2, in force from 26 Feb 2026)