LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,155
−HK$3,270/mo
▼ 0.25% · 3.875%
HK$53,777
−HK$1,648/mo
Today · 4.125%
HK$55,425
baseline
▲ 0.50% · 4.625%
HK$58,798
+HK$3,373/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,850/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,022
−HK$3,134/mo
▼ 0.25% · 3.875%
HK$59,578
−HK$1,578/mo
Today · 4.125%
HK$61,156
baseline
▲ 0.50% · 4.625%
HK$64,380
+HK$3,224/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,312/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,586
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,532
−HK$1,978/mo
Today · 4.125%
HK$66,510
baseline
▲ 0.50% · 4.625%
HK$70,557
+HK$4,047/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$133,020/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,626
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,493
−HK$1,895/mo
Today · 4.125%
HK$73,388
baseline
▲ 0.50% · 4.625%
HK$77,256
+HK$3,868/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,776/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,017
−HK$4,578/mo
▼ 0.25% · 3.875%
HK$75,288
−HK$2,307/mo
Today · 4.125%
HK$77,595
baseline
▲ 0.50% · 4.625%
HK$82,317
+HK$4,722/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,190/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$972,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,230
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$83,409
−HK$2,210/mo
Today · 4.125%
HK$85,619
baseline
▲ 0.50% · 4.625%
HK$90,132
+HK$4,513/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,238/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$972,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,879
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$96,799
−HK$2,967/mo
Today · 4.125%
HK$99,766
baseline
▲ 0.50% · 4.625%
HK$105,836
+HK$6,070/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$199,532/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,439
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$107,240
−HK$2,841/mo
Today · 4.125%
HK$110,081
baseline
▲ 0.50% · 4.625%
HK$115,884
+HK$5,803/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$220,162/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,074 · Scale 2, in force from 26 Feb 2026)