LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,155
−HK$3,271/mo
▼ 0.25% · 3.875%
HK$53,778
−HK$1,648/mo
Today · 4.125%
HK$55,426
baseline
▲ 0.50% · 4.625%
HK$58,798
+HK$3,372/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$110,852/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,022
−HK$3,135/mo
▼ 0.25% · 3.875%
HK$59,578
−HK$1,579/mo
Today · 4.125%
HK$61,157
baseline
▲ 0.50% · 4.625%
HK$64,381
+HK$3,224/mo
Deposit HK$11.44M · loan HK$11.44M · min. income ≈ HK$122,314/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$972,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,586
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,533
−HK$1,978/mo
Today · 4.125%
HK$66,511
baseline
▲ 0.50% · 4.625%
HK$70,558
+HK$4,047/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$133,022/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,627
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,494
−HK$1,894/mo
Today · 4.125%
HK$73,388
baseline
▲ 0.50% · 4.625%
HK$77,257
+HK$3,869/mo
Deposit HK$9.15M · loan HK$13.72M · min. income ≈ HK$146,776/mo (50% DSR)
Upfront cash ≈ HK$10.12M (deposit + AVD stamp duty HK$972,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,017
−HK$4,579/mo
▼ 0.25% · 3.875%
HK$75,289
−HK$2,307/mo
Today · 4.125%
HK$77,596
baseline
▲ 0.50% · 4.625%
HK$82,318
+HK$4,722/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$155,192/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$972,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,231
−HK$4,389/mo
▼ 0.25% · 3.875%
HK$83,410
−HK$2,210/mo
Today · 4.125%
HK$85,620
baseline
▲ 0.50% · 4.625%
HK$90,133
+HK$4,513/mo
Deposit HK$6.86M · loan HK$16.01M · min. income ≈ HK$171,240/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$972,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,879
−HK$5,887/mo
▼ 0.25% · 3.875%
HK$96,800
−HK$2,966/mo
Today · 4.125%
HK$99,766
baseline
▲ 0.50% · 4.625%
HK$105,837
+HK$6,071/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$199,532/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,440
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$107,241
−HK$2,841/mo
Today · 4.125%
HK$110,082
baseline
▲ 0.50% · 4.625%
HK$115,885
+HK$5,803/mo
Deposit HK$2.29M · loan HK$20.59M · min. income ≈ HK$220,164/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$972,082 · Scale 2, in force from 26 Feb 2026)